HUD Foundation Certifications for Manufactured Homes in Colorado
If you're buying, selling, or refinancing a manufactured home, your lender may require a HUD Foundation Certification before closing.
A HUD Foundation Certification is an engineering certification confirming that a manufactured home's permanent foundation complies with the U.S. Department of Housing and Urban Development's Permanent Foundations Guide for Manufactured Housing (PFGMH).
The certification must be completed by a licensed Professional Engineer and is commonly required for:
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FHA loans
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VA loans
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USDA loans
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Some conventional mortgages
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Manufactured home refinancing
At Arrow Home Inspections, we partner with licensed Colorado engineers to provide fast, reliable foundation certifications that help keep your transaction moving forward. HUD's guidance specifies that permanent foundations must be site-built, constructed from durable materials, and capable of transferring loads safely to the underlying soil or rock.
HUD foundation certifications are $375 and include a 48-hour turnaround time
Our Process
Step 1
Schedule your inspection with Arrow Home Inspections.
Step 2
We complete the required site visit and collect the information needed by the engineer.
Step 3
Our licensed engineering partner reviews the documentation.
Step 4
If the foundation complies with HUD requirements, you'll receive a sealed engineering certification letter that can be provided directly to your lender.
Why Choose Arrow?
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Fast scheduling
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Licensed engineering partner
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48-hour turnaround on most certifications
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Local Southern Colorado company
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Experienced with FHA, VA, USDA, and conventional loan requirements
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Easy online scheduling
Frequently Asked Questions
What is a HUD Foundation Certification?
A HUD Foundation Certification is a letter prepared by a licensed Professional Engineer stating that a manufactured home's permanent foundation complies with HUD's Permanent Foundations Guide for Manufactured Housing.
Is this the same as a home inspection?
No.A home inspection evaluates the condition of the home. A HUD Foundation Certification specifically evaluates whether the foundation meets HUD engineering requirements.
Who requires a foundation certification?
Most commonly: FHA lenders, VA lenders, USDA lenders, Mortgage underwriters, Some conventional lenders
Can any home inspector issue a HUD Foundation Certification?
No.The certification itself must be signed and sealed by a licensed Professional Engineer. Home inspectors often perform the site visit and coordinate with an engineering partner to complete the certification. HUD guidance requires engineer certification for qualifying manufactured-home foundations.
How long does it take?
Most certifications are completed within approximately 48 hours after the site visit, assuming no repairs are required.
What if the home doesn't meet HUD requirements?
If deficiencies are found, the engineer will identify the issues that prevent certification. After repairs are completed, the property can typically be re-evaluated.
Learn More About HUD Requirements
The official HUD guidance for manufactured home permanent foundations is available in the Permanent Foundations Guide for Manufactured Housing.
HUD Permanent Foundations Guide for Manufactured Housing
This publication explains the engineering standards used to determine whether a manufactured home's foundation qualifies as a permanent foundation for HUD-backed financing.