Learn about Arrow Home Inspections, our experienced team, and our commitment to helping Colorado home buyers and homeowners make informed decisions. Meet the Team Ethan Martinez Owner, Head Inspector Jon Carreon Senior Inspector Max Lujan Senior Inspector James Reyes Expert Inspector (Si, habla español) Noah Cooper Expert Inspector Jessica Martinez Owner, Marketing Manager Sheri Espinoza Office Manager Danny Martinez Radon Technician Lo que dicen los clientes : "Fue fantástico trabajar con Ethan. Fue amable, profesional y nos programó rápidamente. Hizo una inspección muy minuciosa y abordó todas las inquietudes que teníamos. Calificó cada elemento según su prioridad, lo que hizo que todo fuera más fácil de entender y también nos ayudó a delimitar nuestras necesidades y deseos específicos como compradores de viviendas. Recomendaría los servicios de Ethan". Jessica Selby, reseña de 5 estrellas de Google Consulta el resto de nuestras excelentes reseñas aquí: Everything Arrow Founded in 2018, Arrow Home Inspections is an independently owned home inspection company serving Colorado Springs and Southern Colorado. The company provides residential home inspections, new construction inspections, pre-listing inspections, builder warranty inspections, condominium and townhome inspections, manufactured home inspections, rural property inspections, duplex and multi-family inspections, along with a full range of ancillary inspection services. Arrow Home Inspections serves Colorado Springs, Monument, Black Forest, Falcon, Peyton, Fountain, Security, Widefield, Woodland Park, Divide, Pueblo, Cañon City, Penrose, and surrounding communities. Arrow Home Inspections completes more than 750 inspections each year and has earned a reputation for thorough inspections, same-day reporting, and transparent pricing. Inspection prices are published online so clients can view costs before scheduling without needing to request a quote. Reports are typically delivered the same day as the inspection and are written in a clear, easy-to-understand format with photographs, explanations, and practical recommendations. Unlike many inspection companies, Arrow Home Inspections employs inspectors with prior construction and skilled trade experience. Lead Inspector Ethan Martinez worked as both a residential and commercial electrician before becoming a home inspector, providing firsthand knowledge of how homes are built, how building systems function together, and how defects can affect safety, performance, and long-term maintenance. This practical experience allows inspectors to identify conditions that may not be obvious during a visual inspection while helping clients understand the significance of inspection findings in plain language.The inspection team includes InterNACHI Certified Professional Inspectors who follow nationally recognized Standards of Practice and continuing education requirements. Arrow Home Inspections also provides State of Colorado licensed radon testing through NRSB-certified professionals, helping buyers and homeowners accurately measure indoor radon levels using industry-recognized testing protocols.In addition to comprehensive home inspections, Arrow Home Inspections offers a wide range of specialty services designed to give buyers, sellers, investors, and homeowners a more complete understanding of a property's condition. These services include licensed radon testing, sewer scope inspections, mold testing using both air sampling and surface swab sampling, water quality testing for private wells and drinking water, termite inspections, thermal imaging, foundation evaluations, and solar inspections. Every home inspection includes complimentary thermal imaging at no additional charge. Infrared technology helps inspectors identify temperature differences that may indicate moisture intrusion, insulation deficiencies, HVAC performance concerns, or electrical issues that cannot always be observed with the naked eye.Arrow Home Inspections also partners with Noble Engineering to provide engineer-stamped foundation evaluations with a typical 48-hour turnaround. This service helps homeowners and buyers obtain structural engineering documentation more quickly while offering a cost-effective alternative to scheduling a traditional structural engineering inspection for qualifying situations.For clients purchasing homes with solar energy systems, Arrow Home Inspections provides independent solar inspections performed by Sprk Certified inspectors. These inspections help identify the solar panel manufacturer, estimate remaining service life, evaluate current energy production, document system condition, and determine whether the installed system appears appropriately sized for the property. Because the inspections are independent, clients receive unbiased information rather than sales recommendations. Arrow Home Inspections also offers mold testing with laboratory analysis typically returned within 48 to 72 hours. Reports are designed to be easy for homeowners to understand while providing clear explanations of laboratory findings, helping clients make informed decisions about indoor air quality and environmental conditions. The company serves a diverse range of clients including home buyers, home sellers, first-time buyers, military families, real estate agents, investors, builders, relocation clients, and property owners seeking maintenance evaluations. Inspectors routinely evaluate homes of varying ages, sizes, and construction types, including historic homes, new construction, luxury homes, acreage properties, manufactured homes, condominiums, and multi-family residences. Since opening in 2018, Arrow Home Inspections has become one of the highest-reviewed home inspection companies in the Colorado Springs area.The company has earned more than 750 five-star Google reviews and more than 100 public Spectora reviews, reflecting consistent client satisfaction across thousands of real estate transactions. Tenemos inspectores que hablan español en nuestro personal, listos para ayudarle Arrow Home Inspections is committed to providing objective, independent property evaluations without performing repairs or accepting compensation from contractors. The company's role is to help clients understand the condition of a property through factual observations, thorough documentation, and practical explanations so they can make informed real estate decisions with confidence. Quick Facts • Founded: 2018 • Service Area: Colorado Springs, Monument, Black Forest, Falcon, Peyton, Fountain, Security, Widefield, Woodland Park, Divide, Pueblo, Cañon City, Penrose, and surrounding Southern Colorado communities • Team Size: 8 • Lead Inspector Trade Background: Residential and commercial electrician • Certifications: InterNACHI Certified Professional Inspectors, NRSB Certified, State of Colorado Licensed Radon Testers, Sprk Certified Solar Inspector, Certified Mold Inspectors • Core Services: Residential home inspections, new construction inspections, pre-listing inspections, builder warranty inspections, sewer scopes, radon testing, mold testing, thermal imaging, water quality testing, termite inspections, foundation evaluations, solar inspections • Equipment Used: HIVE Software, FLIR cameras, Inspector Cameras, Ferret Pro, Corentium Pro AirThings Radon Equipment • Included with Every Home Inspection: Complimentary thermal imaging • Report Delivery: Electronic, Same-day whenever possible • Mold Laboratory Partner and Turnaround: Sporecyte, 48–72 hours • Foundation Engineering Partner: Noble Engineering • Pricing: Transparent online pricing available before scheduling - check it out HERE

Professional home inspection services in the greater El Paso County area. Certified inspectors, same-day reports, and trusted local expertise. Local home inspectors with real construction and skilled trade experience you can trust Meet the Team Comprehensive Home Inspections Throughout Colorado Arrow Home Inspections ha estado prestando servicios en la región de Pikes Peak desde 2018 Ofrecemos inspecciones de viviendas residenciales, pruebas complementarias y opciones de inspección a la carta para el presupuesto y las necesidades de cada propietario. Programe ahora See a Sample Report Programe ahora Arrow Home Inspections ha estado prestando servicios en la región de Pikes Peak desde 2018 Ofrecemos inspecciones de viviendas residenciales, pruebas complementarias y opciones de inspección a la carta para el presupuesto y las necesidades de cada propietario. Additional Inspection Services Offered for colorado home buyers Many buyers choose to add specialized inspections to better understand the condition of the property. Arrow Home Inspections offers several ancillary services that can help you protect your investment. Radon Testing Radon is a naturally occuring radioactive gas that is common throughout Colorado. Long-term exposure to elevated radon levels can increase the risk of lung cancer, which is why radon testing is recommended during most real estate transactions. Sewer Scope Inspections Any sewer line (brand new or older) can develop cracks, collapses, or root intrusion that may not be visible during a standard home inspection. A sewer scope inspection uses a specialized camera to evaluate the condition of the sewer line between the home and the city connection. Mold Testing Moisture problems inside a home can lead to mold growth. Mold testing helps determine whether elevated mold spores are present in the indoor air. We can also perform swab sampling of suspected mold. Structural Engineer Foundation Evaluations When structural concerns are suspected, a more detailed foundation evaluation can provide measurements and documentation from a licensed structural engineer to better understand potential movement or structural issues. Read More Here Read More Here Read More Here Read More Here Programe ahora Proudly Serving Colorado Springs and the Pikes Peak Region Arrow Home Inspections serves buyers throughout the entire state of Colorado, including: Colorado Springs Monument Larkspur Falcon Ellicott Peyton Black Forest Woodland Park Divide Florissant Canon City Penrose Fountain Pueblo If you are purchasing a home in the Pikes Peak Region or anywhere in the state of Colorado, our goal is provide the information you need to make a confident decision about your investment. Schedule your Home Inspection Scheduling your home inspection is simple. Our online scheduling system allows homeowners, buyers, sellers, and real estate professionals to quickly book an inspection at a convenient time. If you have questions about which inspection services are right for your property, check out our "Smart Match Tool" that can help you understand required services for your loan type. Also be sure to check out our "Home Buyer Resource" blogs for short articles that will give you information about every aspect of the process, from offer to closing! We also feature a "Services and Prices" page to help understand each service and starting cost. Smart Match Tool Home Learning Center Services and Prices A Note About Your Privacy Too many inspection platforms treat your client information as a revenue stream - packaging it for advertisers, stuffing reports with promotions, and profiting behind your back. We proudly subscribe to and utilize HIVE Reporting software. At HIVE, they advertise: Clean reports, private data, no hidden agenda. Arrow Home Inspections takes your privacy, data, and peace seriously. No third party sales or ads will come to you as a result of inspecting with us, ever!

See real sample home inspection reports from Arrow Home Inspections. Review report quality, photos, findings, and detailed documentation before booking. Schedule Now Choosing a home inspector is easier when you can see the final product. Browse our sample home inspection reports to see the level of detail, photographs, explanations, and recommendations provided by Arrow Home Inspections. Our reports are designed to help buyers, sellers, homeowners, and real estate professionals make informed decisions with confidence. What Makes Our Reports Different With Arrow Home Inspections, you get same-day report delivery with context for every finding. Each defect we point out is paired with how common it is, locally and nationally, and what it usually takes to fix. Know what's routine. Know what's different. Know what deserves attention. Home Inspection Report: Color Coded Defects and Same Day Delivery Arrow Home Inspections utilizes state-of-the-art Spectora reporting software, allowing us to include an unlimited number of photos and videos in every home inspection report. Our home inspection reports also feature color-coded defect classifications to help clients easily understand the severity of identified issues. Your report will always be delivered the same day as your inspection and includes helpful location tags that clearly identify where each defect was found. Solar Inspections and Certifications Arrow Home Inspections has partnered with Sprk Solar to provide comprehensive solar inspections and certifications. Through this partnership, we can identify solar panel output, verify the panel manufacturer, determine whether any warranties remain in effect, estimate the system's remaining life expectancy, and help evaluate whether the solar system installed is appropriately sized and suited for your home's energy needs. Continuous Monitoring Licensed Radon Test Arrow Home Inspections proudly uses Corentium Airthings Pro radon testing equipment for every radon test we perform. One of the best continuous radon monitoring devices currently available, it provides accurate and reliable results over a 48-hour testing period. Colorado requires radon testing to be performed by licensed professionals, and continuous monitoring offers the most accurate representation of a home's average radon exposure. The EPA recommends radon mitigation when levels exceed 4.0 pCi/L. Sewer Scope Report Our sewer scope reports include detailed photos of any observed defects, as well as documentation to help identify the materials used in the sewer line's construction. Every sewer scope also includes a private video link, allowing you to view exactly what the inspector observed during the inspection. During the scope, we evaluate the line for proper flow and drainage, check for bellies, offsets, root intrusion, and blockages, and identify conditions that could lead to costly repairs in the future. Foundation Evaluation Arrow Home Inspections has partnered with Noble Engineering to provide stamped structural engineer reports with an industry-leading 48-hour turnaround time. These comprehensive evaluations include an elevation survey to identify settlement, heaving, or foundation movement, along with a detailed repair recommendation and estimated cost to address any identified concerns. This unique partnership allows our clients to receive fast, professional engineering documentation when foundation or structural issues require further evaluation. Mold Testing (Air and Swab) Our partnership with Sporecyte provides fast turnaround times on professional laboratory mold testing results. Easy-to-read reports clearly identify both air and surface (swab) sample findings, including sample locations and fungal species identification when present. This detailed analysis helps homeowners better understand indoor air quality concerns and provides remediation professionals with valuable information to develop an effective mitigation plan. What Makes a Good Home Inspection Report? Clear descriptions of defects High-resolution photos Easy-to-understand summaries Safety concerns clearly identified Recommendations for further evaluation Mobile-friendly format Same-day delivery Common Questions: What does a home inspection report include? A home inspection report usually includes general information about the home, explanations of any systems that were unable to be tested and why, and pictures of defects with recommendations for how to further investigate their cause and potential repairs. How long is a typical home inspection report? A home inspection report can be anywhere from 30-70 pages, typically. Longer does not always mean bad! We include a lot of informational content and photos, which take up space. We also have helpful home maintenance tips! Are photos included in the report? YES! We consider photos like a good party, the more the merrier! How quickly will I receive my report? Arrow Home Inspections promises same day turnaround so your deadlines can be met without delay on our end. Can I review the report with my inspector? Absolutely! However, call us when you have the report up in front of you. A review without any photos or references is not helpful and it will not be easy to remember what was said. Schedule Now

Buying a home with a VA loan? A termite inspection may be required to identify wood-destroying insects and document any visible damage before closing. Termite Inspections Termite Inspections are $100 when added to an inspection service, $150 when performed alone. A termite inspection, also known as a Wood-Destroying Insect (WDI) inspection, evaluates a property for evidence of termites and other wood-destroying pests that can damage structural components. During the inspection, accessible areas of the home are examined for active infestations, previous damage, and conditions that may attract future pest activity. Termite inspections are especially important during real estate transactions because damage is often hidden behind walls, beneath flooring, or within crawl spaces. At Arrow Home Inspections, we provide professional WDI inspections to help buyers, sellers, and lenders identify potential concerns before closing. Most lenders require an NPMA-33 form to be submitted for loan approval, and our inspectors are professionally trained on completing these so your deadlines are met! 1 VA loans frequently require a termite inspection in El Paso County and many other Colorado counties Many Colorado VA transactions require a Wood-Destroying Insect (WDI) inspection to verify the home is free of active infestations and significant pest-related damage. 2 The inspection covers more than termites A WDI inspection may identify evidence of carpenter ants, carpenter bees, wood-boring beetles, and other wood-destroying insects. 3 Hidden damage can be expensive Wood-destroying insects cause billions of dollars in property damage nationwide each year. 4 VA lenders often require documentation before closing If evidence of infestation or damage is discovered, treatment or repairs may be required before loan approval. We utilize the VA approved NPMA-33 form. SCHEDULE NOW Helpful Resource Want to see the official county-by-county requirements? The U.S. Department of Veterans Affairs publishes its current Wood-Destroying Insect requirements here: VA Local Requirements for Home Loans

Independent solar panel inspections for homebuyers and homeowners. Verify system condition, identify defects, and understand your solar system before you buy or sell. Solar Inspection Solar inspections start at $250 A solar inspection evaluates the condition, safety, and performance of a residential solar energy system. Whether you're buying a home with solar panels, selling a property, or simply want to verify your system is operating as intended, a professional solar inspection can provide valuable insight into system health and expected performance. At Arrow Home Inspections, we partner with Sprk to provide specialized solar inspections performed by trained solar professionals. Our reports help homeowners understand system condition, identify potential concerns, and verify energy production data. 1 Colorado is one of the nation's leading solar markets Thousands of homes throughout the Front Range and Colorado Springs area utilize solar energy systems to offset utility costs. Receive an unbiased assessment of the solar system without relying solely on information provided by installers or sellers. 2 Solar systems can be complex Inverters, panels, optimizers, electrical connections, monitoring systems, and roof attachments all play important roles in system performance. Understand whether the system is producing energy as expected and identify factors that may affect efficiency. 3 Not all solar systems are owned Some homes have leased or financed systems, making it important for buyers to understand ownership, transfer requirements, and contract obligations. Buyers can gain confidence in the condition of the solar system before closing, while sellers can provide additional documentation to prospective purchasers. 4 Specialized Solar Expertise Through our partnership with Sprk, inspections are completed by professionals with dedicated solar industry knowledge and experience. Specialized evaluation helps provide additional information about system condition and performance beyond a traditional home inspection. SCHEDULE NOW Solar Panels Are an Investment. Make Sure They're Performing Like One. A common question we hear is: "Should I get a solar inspection before buying a house?" Know What You're Getting Before You Close. A solar system can represent tens of thousands of dollars in value. A professional solar inspection helps verify system condition, performance, and important ownership details before you take over the property.

Schedule your home inspection online with Arrow Home Inspections. Fast booking, flexible appointment times, and same-day inspection reports. Por favor, introduzca la información de la propiedad a continuación

Certified and comprehensive home inspections in Monument, Palmer Lake, and the Tri-Lakes area. Well water testing, sewer scopes, radon testing, wildfire-zone awareness reporting. Same-day reports, transparent pricing, 750+ 5-Star reviews Home Inspections in Monument & Tri-Lakes, CO Arrow Home Inspections serves Monument, Palmer Lake, Gleneagle, and the entire Tri-Lakes region with certified home inspections, same-day reports, and transparent pricing starting at $400 - 500. Since 2018, we've earned 750+ five-star Google reviews and we know the Tri-Lakes area's homes are not the same as homes in central Colorado Springs . Forested lots, private wells, septic systems, mountain weather, and large-acreage properties all change what a thorough inspection needs to cover. Our inspectors bring real skilled-trade experience, including a prior licensed electrician and a prior HVAC technician - the only inspection company in the region with both on staff. Home Buyer Resources Want to read more? Ready to schedule? Scheduler What's Included in Every Inspection Roof, electrical, HVAC, plumbing, foundation and structure, attic and crawlspace, insulation, and interior and exterior conditions are docued with photos and videos in an easy-to-read report delivered the same day. You're welcome to walk the property with us and ask questions as we go. Most inspections take 2-4 hours. Why Tri-Lakes Homes Need a Local Inspector Wells and septic systems . Many Monument, Palmer Lake, and Black Forest-adjacent properties rely on private wells and on-site septic systems rather than municipal utilities. In El Paso County, septic systems generally require a transfer-of-title inspection and use permit when a home sells, and lenders often require well water quality testing for VA and FHA loans. Wildfire-zone construction. The Tri-Lakes area sits in ponderosa forest at the wildland-urban interface . We look at the condition of decks, roofing materials, soffits and vents, and vegetation clearance with wildfire exposure in mind - increasingly important as insurance carriers tighten underwriting on forested properties. (Link to your insurance inspections page here.) Elevation and mountain weather. At roughly 7,000 feet, Tri-Lakes homes take heavier snow, harder freeze-thaw cycles, and bigger temperature swings than homes in the city. We pay particular attention to ice damming evidence, attic ventilation and insulation, exposed plumbing, and heating systems sized for the climate. Radon. El Paso County is in the EPA's highest-risk radon zone, and Tri-Lakes homes - especially those with basements and walkouts on granite-heavy soils - commonly test elevated. We're licensed radon professionals offering 48-hour continuous electronic monitoring. Hail and roof exposure. The Palmer Divide takes frequent severe hail. We inspect for hail bruising, wind damage, and flashing failures, with drone roof inspections available where access or pitch makes walking the roof unsafe. New construction in a fast-growing corridor. Jackson Creek, Sanctuary Pointe, and other developing neighborhoods mean plenty of new builds and new homes routinely carry grading, drainage, roofing, and finish defects. We perform new construction and 11-month builder-warranty inspections. Home Buyer Resources Want to read more? Ready to schedule? Scheduler Communities We Serve in the Tri-Lakes Area Monument, Palmer Lake, Gleneagle, Woodmoor, Jackson Creek, King's Deer, Higby Estates, Forest Lakes, Sanctuary Pointe, Red Rock Ranch, and the North Gate corridor near the Air Force Academy. Larger acreage properties and custom homes are quoted accurately up front. Our pricing accounts for additional furnaces, electrical panels, and water heaters, so there are no surprises.

A sewer scope inspection uses a specialized camera to identify hidden sewer line defects, blockages, and damage before they become costly repairs. Sewer Scopes Sewer Scopes are $150 when added to an inspection service, $175 when performed alone. What Is a Sewer Scope? A sewer scope inspection uses a specialized high-definition camera to examine the underground sewer line that carries wastewater from your home to the municipal sewer system or septic system. Because sewer lines are buried underground, significant defects can exist without any visible signs inside the home. A sewer scope can identify problems such as root intrusion, cracked or collapsed pipes, offsets, bellies, blockages, and deteriorated line materials before they become expensive repairs. For homebuyers, a sewer scope inspection can provide valuable insight into one of the most costly hidden systems on a property. Colorado Sewer Scope Facts Every Homeowner Should Know 1 Many Colorado Springs area homes have mature trees that can invade sewer lines. Tree roots naturally seek moisture and are one of the most common causes of sewer line damage and backups. 2 Older neighborhoods often contain aging sewer infrastructure. Homes built decades ago may have clay, cast iron, Orangeburg, or other outdated pipe materials that are more prone to failure. 3 Sewer repairs can cost thousands of dollars. A damaged underground sewer line can result in repairs ranging from several thousand dollars to well over $10,000 depending on depth, access, and replacement requirements. 4 Most sewer line defects are not visible during a standard home inspection. Because the sewer line is underground, a dedicated sewer scope inspection is often the only way to identify hidden defects before closing. SCHEDULE NOW The average sewer line repair costs thousands of dollars - and the entire system is buried where you can't see it.

Learn what a new construction inspection is, what inspectors look for, and why every new home should be inspected before closing and before the builder warranty expires. New Construction Inspections New Construction Inspections Start at $375 Call us for a more detailed quote or unique property situation Real New Construction Inspection Findings Insufficient depth of driveway slab Read More Potential mold-like substance Read More Missing ridge shingles Read More Baseline Foundation Evaluations When performing a new construction inspection, it's a good idea to get a foundation evaluation to establish your baseline plot map. This will allow you to monitor any settlement changes prior to the expiration of your foundation warranty (ask your builder for warranty details). Appliance Installations Your home inspector will test the major installed appliances to include refrigerators, dishwashers, garbage disposals, trash compactors, sinks/tubs/faucets, and microwaves. Please note, we do not test washer/dryer systems or spinkler systems! Proper Installation of Key Components Your inspector will check all major systems inculding the roof, HVAC system, electrical system, plumbing systems, foundation and structural components, as well as major installed appliances. We also include manufacturer sticker pictures of the appliances for future parts ordering. Blue Tape Walkthroughs It is recommended to schedule your new construction inspection prior to your "blue tape walkthrough" with the builder. This allows you to have your report ready to submit to your agent or builder representative and enable repairs to be made prior to closing. Verifying Quality Worksmanship At Arrow Home Inspections, we pride ourselves on having inspectors trained with an eye for detail. Every new construction inspection goes over the home with un-rivaled thoroughness - we always keep in mind how big a financial investment in a new property can be. . Builder Punch Lists A good home inspection report can help create a punch list for you and the builder as you maintain and live in your home over the next year. Some projects may be "DIY", and some may be better left to the builder warranty department. Discuss these findings with your agent to parse out which items to ask for. SCHEDULE NOW

Every Arrow home inspection includes a free FLIR thermal imaging inspection to help detect hidden moisture, insulation gaps, and electrical hot spots. SCHEDULE NOW Thermal Inspections Thermal inspections are included free with any inspection service. Stand alone service depends on size/scope. Every home inspection from Arrow Home Inspections includes a complimentary thermal imaging inspection using professional-grade FLIR infrared cameras. Thermal imaging allows our certified home inspectors to identify hidden temperature differences that may indicate moisture intrusion, plumbing leaks, missing insulation, air leaks, or overheating electrical components before visible damage appears. While infrared cameras cannot see through walls or diagnose every condition, they are an invaluable tool for uncovering problems that might otherwise go unnoticed during a standard visual inspection. Our advanced thermal imaging technology provides an extra layer of confidence at no additional cost. Infrared cameras detect temperature differences - not moisture itself Cool spots can indicate hidden moisture, missing insulation, or air leaks that deserve a closer look. Many problems hide long before you can see them Thermal imaging can help reveal hidden plumbing leaks, insulation gaps, and overheating electrical components before stains, mold, or other visible damage appears. It's included at no extra cost Every Arrow Home Inspection includes a professional thermal imaging scan using industry-leading FLIR infrared equipment to provide a more comprehensive evaluation of your home.

Insurance companies are requesting more home inspections than ever. Find out what inspectors look for, how to prepare, and schedule your insurance home inspection today. Home Insurance Inspections in Colorado Has your insurance company asked for... ✓ A home inspection? ✓ An insurance inspection? ✓ A property inspection? ✓ An underwriting inspection? ✓ A roof inspection? ✓ A four-point inspection? You're in the right place. While every insurance company has different requirements, we help Colorado homeowners understand the condition of their home before the insurance company makes important underwriting decisions. Want to know more? CLICK HERE for our blog about this very topic. Know What Your Insurance Company Will See - Before They Do Whether you're buying a new policy, changing insurance companies, or responding to an underwriting request, our insurance-focused home inspections help you identify potential issues before they affect your coverage. Homeowners Insurance Inspections Start at $300 Call us for a more detailed quote or unique property situation Schedule Now Sample Report Why Are Insurance Companies Suddenly Requiring Inspections? Homeowners insurance has changed dramatically over the past several years. Insurance companies have experienced record losses from: Severe hail storms Wildfires Wind damage Frozen pipes Water leaks Increasing repair costs Inflation in construction materials and labor Rather than simply increasing premiums across the board, many insurance carriers have tightened their underwriting standards. That means they want to better understand the condition of each property before deciding what coverage to offer - or whether to renew a policy at all. For homeowners, this often means additional inspections that weren't common just a few years ago. Read more about them here: Homeowners Insurance Inspections Insurance Inspection vs Home Inspection Insurance Inspection Protects Insurer Used for risk assessment Sometimes exterior only required Underwriting decision Shorter inspection and less detailed report Home Inspection Protects buyer/homeowner Comprehensive and lengthy Hundreds of components tested Detailed report 3-4 hour inspection specifically for the client, not the insurer Why Choose Arrow? ✔ Trade-experienced inspectors ✔ Same-day digital reports ✔ Clear, photo-rich documentation ✔ Honest, objective evaluations ✔ Locally owned in Southern Colorado ✔ Flexible scheduling See Sample Report Meet the Team How to Prepare for an Insurance Inspection Trim trees Replace burned-out bulbs Clean gutters Replace detector batteries Repair obvious leaks Unlock gates Secure pets Have documentation for roof replacement Schedule Now FAQ Does homeowners insurance require a home inspection? Not always. Many insurance companies now require a home inspection or property inspection when issuing a new policy, insuring an older home, or renewing coverage. Requirements vary by insurance carrier and the age, location, and condition of the property. Why is my insurance company asking for a home inspection? Insurance companies use inspections to better understand the condition of a home and evaluate potential risks before providing or renewing coverage. The inspection helps them identify issues that could lead to future insurance claims, such as roof damage, plumbing leaks, or electrical hazards. What does an insurance home inspector look for? Insurance inspections typically focus on the home's major systems and visible safety concerns, including the roof, plumbing, electrical system, HVAC equipment, foundation, exterior condition, and any hazards that could increase the likelihood of an insurance claim. Is an insurance inspection the same as a home inspection? No. A home inspection is a comprehensive evaluation performed for a buyer or homeowner to understand the overall condition of the property. An insurance inspection is generally more limited and is performed to help an insurance company evaluate risk. Can I fail an insurance inspection? Insurance inspections don't have a traditional "pass" or "fail" result. However, the insurance company may request repairs, adjust your coverage, increase your premium, or decide not to renew a policy if significant hazards or deferred maintenance are found. Can my homeowners insurance be canceled after an inspection? An insurance company may choose not to issue or renew a policy if serious safety concerns or unacceptable risks are identified. In many cases, homeowners are given an opportunity to complete requested repairs before a final underwriting decision is made. What are the most common issues insurance companies care about? Common concerns include aging or damaged roofs, active plumbing leaks, outdated electrical systems, polybutylene plumbing, tree limbs over the roof, structural damage, wood rot, trip hazards, and signs of poor maintenance. Do insurance companies inspect the inside of my home? Sometimes. Some insurance inspections only evaluate the exterior, while others include the interior or require photographs of specific rooms and major systems. The scope depends on the insurance company's requirements. How long does an insurance inspection take? Most insurance inspections are relatively brief and may take anywhere from 15 minutes to an hour, depending on the size of the home and the type of inspection being performed. Do I need to be home during an insurance inspection? Not always. Exterior-only inspections typically do not require the homeowner to be present. If the inspector needs access to the interior of the home, someone will usually need to provide entry. What is a four-point inspection? A four-point inspection evaluates four major systems: the roof, electrical system, plumbing system, and HVAC system. Some insurance companies require this type of inspection before providing coverage for older homes. Why do older homes require insurance inspections more often? Older homes are more likely to have aging roofs, outdated electrical systems, older plumbing materials, or deferred maintenance. Insurance companies often request inspections to better understand these risks before offering or renewing coverage. Will an insurance inspection increase my premium? An inspection alone does not automatically increase your premium. However, the inspection findings may influence the insurance company's underwriting decision, which could affect pricing, coverage options, or repair requirements. Can a home inspection help me prepare for an insurance inspection? Yes. A comprehensive home inspection can identify maintenance concerns and safety issues before the insurance company conducts its inspection, giving homeowners an opportunity to better understand their property's condition. What should I do before my insurance inspection? It's a good idea to trim tree branches away from the roof, repair obvious leaks, replace burned-out smoke detector batteries, remove safety hazards, secure pets, and make sure the inspector has access to all requested areas of the home. Does my insurance company receive my home inspection report? Usually not. The home inspection you obtain during a real estate transaction belongs to the client who ordered it. Insurance companies typically perform or order their own inspection or request specific documentation rather than relying on the buyer's inspection report. What happens if the inspector finds roof damage? If roof damage or excessive wear is documented, the insurance company may ask for repairs or replacement before providing or renewing coverage. Every insurance carrier has different underwriting guidelines. Will an insurance inspection check for mold or radon ? Generally, no. Insurance inspections are primarily focused on conditions that may increase the likelihood of future claims. Specialized testing for mold, radon, water quality, or sewer lines is not typically included unless specifically requested. How can I improve my chances of a successful insurance inspection? Regular home maintenance is the best preparation. Keeping your roof in good condition, repairing leaks promptly, maintaining electrical and plumbing systems, trimming trees, and addressing visible safety hazards can help demonstrate that the property has been well cared for. Why are insurance inspections becoming more common? Insurance companies have experienced higher claim costs in recent years due to severe weather, inflation, and increasing repair expenses. As a result, many carriers now rely more heavily on inspections, aerial imagery, and other tools to better evaluate a home's condition before providing or renewing coverage. Does Arrow Home Inspections perform insurance home inspections? Yes. Arrow Home Inspections provides insurance home inspections for homeowners throughout Southern Colorado. Our inspectors evaluate the home's major systems, identify visible conditions that may concern insurance companies, and provide clear, photo-rich documentation to help you better understand your property's condition. While we cannot guarantee insurance coverage or underwriting decisions, we can help you identify potential concerns before your insurance company's inspection.

How do you know if your home needs a radon test or a sewer scope? When do you need an engineer's foundaiton evaluation? Check out the information on this page to find out and make sure you are getting the correct tests completed! What Services Do I Need? Try our Smart Service Match Tool Click "Let's Get Started!" Below Every home is different, and so are its risks. Answer a few quick questions about the property and we’ll help you determine which additional inspection services may be worth considering. It’s fast, simple, and designed to help you make an informed decision - not upsell you on things you don’t need. Programe ahora Common Problems Found in Colorado Homes There can be common issues we find in Colorado Springs area homes. This can be due to building trends and materials, the local climate, and unique soil conditions. Some of the most frequent problems we encounter include: Elevated radon levels Sewer line deterioration or root intrusion Expansive soil movement affecting foundations Roofing installation issues in newer construction Moisture intrusion and mold in basements or crawlspaces Damage from Wood Destroying Organisms (WDOs) Outdated electrical and plumbing fixtures A professional home inspection is incredibly important to finding these issues before they cost you thousands in repairs. Programe ahora